Job 8:7 – ‘Your beginning will seem so small, since your future will flourish.’

One of the best things we can do for the next generation is starting them on firm ground. Raise up your children to know about God and to have a relationship with him. Help them to get established in the Word and to know the importance of living life for him.

From here, you can give them the best possible financial start to life, too. Firstly, as parents – and grandparents – we can do this by not leaving any debts that they will need to cover. Work to have your mortgage paid in full, no credit card debt and no personal loans that still need paying.

Pass on a home for them to live in or to be able to sell and reap finances from, but don’t leave them with debt you didn’t manage to pay off entirely. Give them assets, not liabilities.

On top of this, spend your lifetime teaching them how to be good stewards of what they’re blessed with. Chances are you worked hard for your house! Just because they are receiving a generous financial gift or asset from you doesn’t mean they should take it for granted and squander it away. Instead, it should be a stepping stone to help them invest and generate more for future generations that they will go on to provide for and teach about God and money.

As you teach them what you know, they can then start ahead of you and do greater things. Likewise, they can greatly impact their children for the better and that generation will start out even further ahead! Aim to leave a legacy for your children and their children, not debt and financial struggles.

It is my prayer for you:

• That you will recognise how you live your life affects your children and their children; do it wisely.
• That you will be able to square off any debt acquired in your lifetime and leave something valuable for your children.
• That you will have children who will know and love the Lord and seek to be generous with their finances, too.

Today’s prayer:
Lord I thank you that you have blessed me – your child – with so much. Help me to do the same for my children on this earth, and their children. Help me to recognise that the greatest legacy I can leave for them is knowledge of You.

Actionable ideas:
Seek out resources that you can acquire for free with a little patience and research. There are many online books that can be downloaded or local libraries that have a wealth of information you don’t need to pay to access.

*these posts are from Wealthy Christians, a 30 day devotional.  You can download it free on Smashwords.
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Exodus 34:21 – ‘On the seventh day you shall rest.’

It is perfectly fine to desire to have wealth and to put in the hard work to receive this. It is not ok to spend every waking moment focused on this. God should always come first. Our relationship with him and learning what he would have us do with our lives should be priority. Even then, he demands that we take one day out of seven to rest.

If you are struggling to fit everything in, then pray that God would guide you about working wisely and effectively. Then be sure to prioritise tasks on your journey to wealth. Do first those things that are most pressing, or what will take the longest time to generate a return.

Acknowledge that some items on your to do list are wants, rather than needs and be ok with the fact that they may not get done this week and will have to wait that little bit longer.

Try not to waste time on fruitless activities, or spend more time on things than are
necessary. For example, do you need to check your emails every hour or would once during the day suffice? When you’re having a coffee break, could you also be stretching your legs or getting some fresh air? Try to multitask where you can but also learn to switch off from work.

It is my prayer for you:

• That you will recognise the importance of rest and take action to give yourself one day a week where your focus isn’t work.
• That you will find ways to be efficient with your time 6 days a week, so that you’re able to work towards your wealth goals regularly.
• That you will put your relationship with God first, always.

Today’s prayer:
Lord I thank you that you have commanded that we take the time to rest regularly. Help me to prioritise this. I know that I am more effective if I look after my body by resting regularly.

Actionable ideas:
Look out for sales and prepare for them; save up for and buy in bulk during sale times so that you’re saving money on items you regularly use.

*these posts are from Wealthy Christians, a 30 day devotional.  You can download it free on Smashwords.

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1 John 4: 4 – 5 – ‘You are from God, little children, and have conquered them, because the one who is in you is greater than the one who is in the world. They are from the world; therefore they speak from the world’s perspective and the world ‘listens to them.’
‘If my life is fruitless, it doesn’t matter who praises me, and if my life is fruitful, it doesn’t matter who criticizes me.’ – John Bunyan

There are many times in life when you need to have enough confidence in what you’re doing to not be swayed by general opinion. Perhaps you have a desire to be an influential Wealthy Christian – one who can give generously to many causes in the name of Christ. But to be able to do this, you first need to generate wealth.

As you work to save more or establish an idea that you know has the potential to generate income, there will be people who frown upon what you do. Maybe it’s a negative comment or perhaps they’re frustrated by your lack of wanting to spend – like going out for a meal with friends on a regular basis.

Often what we desire to save for or spend our money on isn’t understood by other people. This doesn’t matter. What does matter is being a good steward of what God’s blessed us with.

Likewise, you may be passionate about a hobby or business idea that you feel God has placed on your heart. But it’s slow to get started – even slow to bring in money after you’ve invested countless hours. Don’t be swayed by negative comments, opinions or a lack of initial results. Focus on the fact that God has given you an idea and if you are diligent with it, it will see a return.

Remember Abraham and Sarah – their ability to have a child waited a long time!

It is important to keep things in perspective. People won’t always understand our wants or plans – but God does. It’s important to keep your focus on Him and living a fruitful life for Christ. Things may not always go to plan, but you can know with certainty that He’s got it all under control. Keep it in perspective.

It is my prayer for you:

• That you will not be swayed by negative comments or opinions and that you will surround yourself with positive, encouraging people.
• That you will focus on what God’s word says about you and your abilities, especially in tough times.
• That you will be careful about whom you share your financial goals with – only share them with people who will encourage you and hold you accountable to achieving them.

Today’s prayer:
Lord I thank you that you have everything in control. Even when my plans seem unattainable, I know that you have it all sorted out. Help me to keep things in perspective – to keep my focus on You, not on my circumstances that can change daily.

Actionable ideas:
Don’t shy away from second hand. Many things you need don’t have to be brand new. You can save a lot of money if you’re willing to purchase something previously loved by another: a fridge, car, lounge suite, etc.

*these posts are from Wealthy Christians, a 30 day devotional.  You can download it free on Smashwords.

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Deuteronomy 8:18 – ‘You must remember the Lord your God, for he is the one who gives ability to get wealth…’

Some people seem to have this incredible knack for generating wealth. Do you know of someone who has amassed a fortune by 30 years of age? Or perhaps you’ve read about the 21 year old who has just purchased their fourth investment property?

There are those who can naturally make sales or wise investments. I believe however, if we desire to generate wealth to build God’s kingdom and we’re willing to listen to Him, he can help us learn to generate wealth. We can learn skills that will slowly and steadily generate a return that can be given back to God.

After all, it’s the same God who has made us all. It is not beyond his power to help us accumulate wealth. But we have to be willing to do things on God’s terms. Rick Warren, author of the Purpose Driven Life outlines a simple but effective concept for wealth builders:

1. Acknowledge that it is God who gives us the ability to generate wealth. Give him the credit for it.
2. With your business skill, use it to meet the needs of others and to spread the Gospel.
3. Give a tithe of your earnings back into the church as an act of worship. (Don’t feel you have to limit your giving to 10% though!)



Don’t ever feel that you cannot produce wealth. If you are able to have money coming in, then you have the ability to save and it goes from here. How much you earn is up to you and God. Likewise, how much you save is down to using your finances wisely – which can be guided by God. Remember always, it is God who
gives you the ability to produce wealth. Ask him to help you in this area, but remember always to acknowledge him in your earnings.

It is my prayer for you:

• That you will be excited by the fact that it is God who grants you the ability to generate wealth, no one else.
• That you will always acknowledge where your wealth comes from.
• That you will desire to be a good steward of all finances entrusted to you.

Today’s prayer:
Lord I thank you that generating wealth isn’t solely down to me – you grant me the ability! Help me to be wise with my finances and to make wise decisions with regards to work and opportunities to earn and save.

Actionable ideas:
Be proactive six days a week to bring in income, develop residual income and increase the value of your property. Rest on the seventh day knowing you have been hard working and that God not only ordains, but insists on His people resting so they don’t burn out.

*these posts are from Wealthy Christians, a 30 day devotional.  You can download it free on Smashwords.

Want to be kept in the loop about Wealthy Christians updates? Sign up to the Wealth in the Bible mailing list.

Matthew 25:28 – ‘Take the talent from him and give it to the one who has ten talents.’

You can read over the whole parable of the talents in Matthew chapter 25. If we do not use the talents and finances that God has blessed us with, then our talents will decrease and our money will be lost. If however, we use what we’ve been given, God will increase it. Our skills will develop and improve. Our finances will grow and earn interest.

It really is as simple as use it or lose it. As was shown in the parable of the talents and the three servants – those who used what they were given were able to generate more. Because of this, they were seen as faithful and were given even more.

God wants us to use what we’ve been given – our skills, our passions and our finances. He wants us to use them for His glory. We can acknowledge that he gave us these attributes and because of him, we’re able to do things we enjoy and are good at; we’re able to earn income. In return, we should share him with everyone we can. We should be good examples of hard working, ethical people. We should use our finances to give back to him, a little of what he’s given to us.

For the one servant who was fearful, he did nothing with his talent. And the master questioned when he returned – why didn’t you at least put it in the bank? Are you using your talents and finances or are you digging a hole in the ground and burying them because you don’t want to risk failure or loss?

The irony here is that you are failing to do what God has asked of you. And you are losing many opportunities to give to those in need, to shine God’s light and to do something you love and are good at! Use it or lose it. Your talents are not just for you and neither are your finances – they are to bless others. Don’t be the person who is robbing others of a blessing because you won’t use your talents or finances.

It is my prayer for you:

• That you will acknowledge that your talents and finances aren’t given to you just for you; they have a role to play in blessing others.
• That you will be motivated to use what you have to hone skills and to generate income.
• That you will acknowledge the skills and talents that are special to you, which could be used for God’s glory.

Today’s prayer:
Lord I thank you that you have made each and every one of us unique with varying skills, talents and financial circumstances. Help me to use all that I have for your glory.

Actionable ideas:
Establish a separate bank account for your child. If you put away $10 a week for 18 years, this totals $9,360 dollars for a deposit, education or something else. If you invested $10 a week for 18 years at 5% interest, this would total in excess of $14,600 at the end.

*these posts are from Wealthy Christians, a 30 day devotional.  You can download it free on Smashwords.

Want to be kept in the loop about Wealthy Christians updates? Sign up to the Wealth in the Bible mailing list.